Select Benefits

Adaptable coverage for today's health care environment

In today’s evolving health care marketplace, companies are challenged to find new ways to manage costs while providing valuable benefits to employees and their families. Whether they’re closing coverage gaps alongside a high-deductible plan or protecting workers from the financial impact of an accident, we offer a wide array of benefit products to meet your clients’ needs. To learn more about the Select Benefits suite, take a look at our overview brochure.

What kind of coverage does your group need?

Benefits that enhance their high‐deductible health plan (HDHP)

We offer a selection of products that can complement any high‐deductible plan and help mitigate employees' out‐of‐pocket costs.

Customized fixed‐payment gap plans: We'll work closely with you and your clients to create a fixed-payment insurance plan that's tailored for their group.

Fixed-payment gap plans 101
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GapAssist: A package of accident, critical illness and inpatient hospital benefits, specially designed to work alongside an HDHP and a health savings account (HSA).
  GapAssist 101
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A plan that is designed to satisfy the ACA employer mandate

We’ll help you and your clients create a unique benefits package that satisfies the Affordable Care Act's (ACA’s) minimum essential coverage (MEC) requirements and reduces out-of-pocket costs for other services.

MEC‐Select: Combines a self-funded minimum essential coverage (MEC) plan with a fixed-payment insurance policy. Both plans are administered by our in-house team.
  MEC-Select 101
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Coverage for part‐time, seasonal and temporary employees

Everyone needs health care, but not everyone qualifies to participate in their company’s medical plan. We can help give these employees access to services they might otherwise go without.

Fixed‐payment insurance: Customizable plans to meet your clients' coverage needs and budget. We also offer a unique hourly plan ideal for variable‐schedule employees.

Protection for employees against unexpected costs from an accident or illness

An accident or cancer diagnosis can result in unforeseen medical costs. When they do, an additional layer of financial protection can help keep employees on the path to recovery.

Critical illness: Pays a lump sum after a life‐altering illness diagnosis
Per occurrence accident: Pays for 100% of eligible services and supplies related to an accidental injury, up to the benefit limits.
Scheduled benefit accident: Provides a fixed benefit amount after an accidental injury based on the type of injury or medical treatment incurred.
GapAssist: Combines critical illness, per occurrence accident and inpatient hospital into three turnkey plans with the same coverage at different benefit amounts.
  GapAssist 101
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Administration from a team you can depend on 

No matter what coverage your clients choose, they can always count on outstanding service from Symetra Select Benefits, our in-house administration team. They handle all enrollment, billing, claims and benefit payments for the entire Select Benefits suite, and our customers consistently recognize them for delivering a positive experience.

Select Benefits policies are insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S. states or any U.S. territory.

Select Benefits insurance policies are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details of the coverage, contact your Symetra representative.


To learn more, contact your 
Symetra representative.

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