Group disability insurance

Financial protection for the unexpected

Our flexible policy designs and consultative approach help ensure your groups get the coverage they need at prices that fit their budgets.

When a disability occurs, a dedicated Symetra case manager is assigned for the life of the case to provide clear communication throughout the claims process and foster a trusting relationship with the employer, claimant and treating physician.

Two coverages to choose from

person with aling

Short-term disability

 

Typically provides partial income protection for the first three to six months of a disabling condition.

  • Employer-paid or voluntary
  • Payment duration of 9-52 weeks
  • For groups with 100+ eligible members

people comfort

Long-term disability

 

Helps close income gaps for longer periods of time (usually up to the normal retirement age), with flexible durations.

  • Employer-paid core buy-up and voluntary plan designs
  • For groups with 100+ eligible members

Swift Programs

Our accelerated claims approval process for certain conditions allows employees to focus on recovery instead of worrying about when their benefits will arrive.

doctor person baby

Swift Maternity

 

We’ve made the claims process as easy as possible for expectant mothers, so they can spend more time getting to know their little ones.

heart in hands

Swift Compassionate

 

When an employee is diagnosed with a serious illness or condition, they often need to make urgent decisions about their care and start treatment right away. To help with these decisions, we’ve expedited the claims process for many diagnoses.

heart ekg clock

Swift Surgery

 

We’ve created a better experience for common surgical procedures through faster initial claim decisions.

Compelling features to empower your customers

  • Value-added services give enrolled members access to an additional network of support, including:
    • Employee Assistance Program (EAP)
    • HealthChampion®
  • Flexible contract language and definition of disability allows us to meet your groups' needs.
  • Online enrollment, administration and evidence of insurability tracking simplify enrollment process for employers and employees.

Tools to support your client discussions

Online administration


Administration is easy with our Group Online (GO) tool.

Get to know GO

Access your account


Log in to GO

Want to learn more? Contact your Symetra representative today.

Group disability income insurance policies are insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Benefits may not be available in all states and are not available in any U.S. territory. Policies may be subject to exclusions, limitations, reductions and termination of benefit provisions. Our New York subsidiary insures products for New York policyholders.

EAP and HealthChampion® are provided by ComPsych® Corporation. These value-added services may not be available in all states. ComPsych Corporation is not affiliated with Symetra Life Insurance Company or any of its affiliates.