Group life and AD&D

Financial protection for the future

Life insurance provides important financial protection for employees' families that can help pay for funeral costs, mortgages, college tuition and more.

Our group term life insurance offers coverage through convenient payroll deduction, plus accidental death and dismemberment (AD&D) benefits for further protection.

Mom, dad and child sit together on lawn

Two coverages to choose from



Basic group life and AD&D

Basic group life and AD&D offers valuable term life insurance at a lower cost than individual coverage. It may be sold in conjunction with basic life to provide an additional death benefit for an accidental loss of life, dismemberment or severe physical injury.


Supplemental group life and AD&D

Our supplemental life and AD&D offers the same features found in our basic life policy, and employees can buy additional coverage based on their needs.

Flexible plan designs


AD&D packages

Value-added services



Seat belt, air bag, repatriation.


Beneficiary Companion

Beneficiary assistance coordinators provide 24/7 support and guidance following the death of a loved one.



Standard benefits, plus child and spouse education, day care, rehabilitation, adaptive home and vehicle.


Travel Assistance

24/7 assistance if employees or their covered family members have an emergency while traveling 100 miles or more from home on a trip lasting 90 days or less.


Enhanced Plus

Enhanced benefits, plus coma, critical burn, felonious assault and therapeutic counseling.


Identity Theft Protection

A high-touch, 24/7 service that helps protect against ID theft and offers resources—including help with card replacement, translation services and emergency cash—in the event an identity is stolen.

Compelling features to empower your customers


  • Customizable coverage options.
  • Three-year premium rate guarantee for most groups.1
  • Competitive pricing.
  • Enhanced no-loss/no-gain provision.
  • Conversion and portability with no evidence of insurability required.
  • Accelerated death benefit up to 80% of policy face value.

Online Administration

Administration is easy with our Group Online (GO) tool.

Access your account

Want to learn more? Contact your Symetra representative today.

Group life insurance policies are insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, and are not available in any U.S. territory. Our New York subsidiary insures products for New York policyholders.

Travel Assistance is provided by Generali Global Assistance, and Identity Theft Protection and Beneficiary Assistance is provided by Iris® Powered by Generali. Value-add programs may not be available in all states. Generali Global Assistance and Iris powered by Generali are not affiliated with Symetra Financial Corporation or any of its subsidiaries.

1Underwriting requirements may apply.