Group life and AD&D

Financial protection for the future

Life insurance provides important financial protection for employees' families that can help pay for funeral costs, mortgages, college tuition and more.

Our group term life insurance offers coverage through convenient payroll deduction, plus accidental death and dismemberment (AD&D) benefits for further protection.

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Two coverages to choose from

 

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Basic group life and AD&D


Basic group life and AD&D offers valuable term life insurance at a typically lower cost than individual coverage. AD&D provides an additional benefit for an accidental loss of life, dismemberment or severe physical injury.

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Supplemental group life and AD&D


Our supplemental life and AD&D offers the same features found in our basic life and AD&D policy, and employees can buy additional coverage based on their needs.

AD&D packages

Symetra Support® programs
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Standard


Seat belt, air bag, repatriation benefits.

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Beneficiary assistance


Compassionate beneficiary assistance consultants provide guidance and referrals to help employees manage a loved one's final affairs.
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Enhanced


Standard benefits, plus child and spouse education, day care, rehabilitation, adaptive home and vehicle.

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Travel assistance


Provides pre-trip planning information and emergency assistance while traveling 100 miles or more from home.
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Enhanced Plus


Enhanced benefits, plus coma, critical burn, felonious assault and therapeutic counseling.

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Identity theft assistance


Provides guidance and support if an identity is stolen—including help with card replacement, translation services and notification of the incident to the three major credit bureaus.
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Empathy Loss SupportTM


Combines dedicated care specialists with an award-winning digital platform to help beneficiaries of Symetra group life insurance policies navigate the practical and emotional challenges that follow the loss of a loved one.1
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EstateGuidance®


A simple, secure and affordable online tool that allows insureds to select and prepare the documents they need for estate planning and final arrangements.

Compelling features to empower your customers

  • Customizable coverage options.
  • Three-year premium rate guarantee for most groups.2
  • Competitive pricing.
  • Enhanced Continuity of Coverage (no-loss/no-gain) provision.
  • Conversion and portability with no evidence of insurability required.
  • Accelerated death benefit up to 80% of policy face value.

Tools to support your client discussions

Online administration


Administration is easy with our benefits portal.

Explore our benefits portal

Access your account


Log in to benefits portal

Want to learn more? Contact your Symetra representative today.

Group life insurance policies are insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, and are not available in any U.S. territory. Base policy form number is LGC-13000 08/06. Our New York subsidiary insures products for New York policyholders.

Symetra Support® is a registered service mark of Symetra Life Insurance Company. Travel assistance, identity theft assistance and beneficiary assistance are provided by On Call International. Loss Support™ is provided by Empathy. EstateGuidance® is provided by ComPsych. Symetra Support® programs may not be available in all states. On Call, Empathy and ComPsych are not affiliated with Symetra Life Insurance Company or any of its affiliates. EstateGuidance® is a registered trademark of ComPsych Corporation.

1 Empathy Loss SupportTM is not yet available to Symetra groups in New Hampshire, New York or Washington.

2 Underwriting requirements may apply.

WEB-1370/GL 10/26