Tribal group life insurance

Protecting traditions for future generations

The loss of a tribal member or shareholder is a time for grief, remembrance and respect. Traditional burial ceremonies are a way to honor the life of a valued friend or loved one while teaching younger generations about the unique customs of their culture.

Symetra tribal group life insurance can help provide financial support to tribal members and shareholders following the death of a loved one.

Value-add programs

These programs are offered by Symetra affiliates.

Tribal Member Assistance Program (TMAP)

For an additional cost, TMAP provides unlimited access to general guidance consultants and online resources to help with challenges such as locating child or elder care, dealing with substance abuse and managing family relationships or job pressures. Includes up to three telephonic counseling sessions each calendar year.

Learn more about TMAP (PDF)

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Travel Assistance Program

Travel assistance is available 24 hours a day if a member or shareholder has an emergency while traveling 100 miles or more from home. The program also includes returning remains to the tribal nation or place of residence if a member or shareholder dies while traveling.

Learn more about the Travel Assistance Program (PDF)

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Beneficiary Companion Program

This program offers a helping hand after the loss of a loved one, including assistance with managing notifications and protecting the deceased’s identity from fraudulent use.

Learn more about the Beneficiary Companion Program (PDF)

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Identity Theft Protection Program

This program provides information and education to help tribal members and shareholders protect themselves from identity theft and provides support in the event their identity is stolen.

Learn more about the Identity Theft Protection Program (PDF)

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Compelling features to empower your customers

  • Every policy we write is unique to the membership guidelines set by the tribe, rancheria or pueblo.
  • Coverage for all tribal members and shareholders. Membership status is determined by the tribe.
  • Guaranteed issue coverage for all members and shareholders.
  • Naming the tribe as beneficiary.1
  • No required waiver of Sovereign Nation immunity.
  • Flexible age-reduction schedules.2

Tools to support your client discussions

Tribal group life overview guide (PDF)

In addition to the tribal life coverage discussed above, Symetra offers a suite of group life, disability and fixed-payment insurance benefits that that may be available to enterprise employees of the tribes. They can choose to provide coverage as part of a compensation package, offer it on a voluntary basis, or both. Our flexible policy designs and consultative approach help ensure your clients get exactly the benefits they need at a price that fits their budget.

Online Administration


Administration is easy with our Group Online (GO) tool.

Access your account


Want to learn more? Contact your Symetra representative today.

Group life policies, insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, are not available in any U.S. territory. Base policy form number is LGC-10039 12/12.

Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details of the coverage, call your Symetra representative.

TMAP is offered by ComPsych® through Symetra. ComPsych is not affiliated with any of the subsidiaries under Symetra Financial Corporation. ComPsych© 2023 ComPsych Corporation.

Travel Assistance, Identity Theft Protection and Beneficiary Companion programs are offered by Generali Global Assistance through Symetra. Generali Global Assistance is not affiliated with any of the subsidiaries under Symetra Financial Corporation.

1Not available in Alaska, Florida, Louisiana, Montana and North Dakota.

2Benefits are typically subject to standard age reductions, but no age reductions may be quoted with underwriting review and approval.