Loss of medical license disability insurance for pilots

Key features

Loss of medical license disability insurance coverage

When a pilot is grounded after a disability, injury or illness and is unable to fly due to FAA restrictions, this protection can help replace a portion of their income.

Loss of medical license group short-term disability insurance We offer coverage for disabilities that are more common than you think—pregnancies, digestive disorders and FAA “watch and wait” periods.

Loss of medical license group long-term disability insurance We offer coverage for pilots who are grounded for an indefinite period and can provide income up to normal retirement age with flexible durations.

Enhance your plan with additional support

AeroMedical recertification services

We've partnered with Harvey Watt to offer AeroMedical recertification services that can help when a group disability insurance plan with loss of medical license protection is implemented. Services include:

Preventative FAA medical certification assistance Pilots can confidentially consult doctors who understand FAA requirements to avoid unnecessary grounding or certification delays. Time of claim Pilots receive full, confidential guidance throughout the claim process as treatment and conditions change.

FAA recertification advocacy and representation Pilots get confidential support from aviation medical experts, while Harvey Watt manages FAA submissions, approvals and appeals.

Group life and accidental death and dismemberment (AD&D)

Group life and AD&D insurance can provide pilots and their families with coverage to help secure their financial future. Symetra offers two types of coverage:

Basic group life and AD&D Basic group life allows you to provide coverage for pilots at a cost that is typically lower than individual coverage.

Supplemental group life and AD&D Supplemental group life gives pilots the option to purchase additional coverage based on their needs.

Symetra Support® programs

The value-add programs offered through Symetra's group life and disability insurance provide pilots access to help when it's needed most.

Employee assistance program (EAP) Provides up to five specialized support sessions per household per year1 for mental health counseling, legal support or financial information, in addition to unlimited access to digital tools and intake specialists who can direct pilots to additional resources when needed.  Well-being coaching One-on-one holistic support via telephone or video sessions for a wide range of issues that may affect an individual’s well-being and ability to reach personal goals and milestones of success.  Computerized cognitive behavioral therapy (CCBT) A needs-based digital program that helps employees address behavioral health concerns such as: Reducing personal roadblocks Overcoming mental barriers Eliminating stress and anxiety Developing healthy habits  EstateGuidance® A simple, secure and affordable online tool that allows insureds to select and prepare the documents they need for estate planning and final arrangements.

Travel assistance Provides pre-trip planning information and emergency assistance while traveling 100 miles or more from home.  Identity theft assistance Provides guidance and support if an identity is stolen—including help with card replacement, translation services, and notification of the incident to the three major credit bureaus.  Beneficiary assistance Compassionate beneficiary assistance consultants provide guidance and referrals to help employees manage a loved one's final affairs.  Empathy Loss SupportTM Combines dedicated care specialists with an award-winning digital platform to help beneficiaries of Symetra group life insurance policies navigate the practical and emotional challenges that follow the loss of a loved one.2

Tools to support your client discussions

• Loss of medical license disability insurance overview brochure (PDF)

Group life and short- and long-term disability income policies, insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, are not available in any U.S. territory. Base policy numbers are LGC 13000 08/06 and GDC-4000 12/05.

Coverage may be subject to exclusions, limitations, reductions and termination of the benefit provisions. For costs and complete details of the coverage, contact your Symetra representative.

Harvey Watt & Company is not affiliated with any of the subsidiaries under Symetra Financial Corporation.

Not available in all states.

Symetra Support® is a registered service mark of Symetra Life Insurance Company. Travel assistance, identity theft assistance and beneficiary assistance are provided by On Call International. Loss Support™ is provided by Empathy. EstateGuidance®, EAP, well-being coaching and CCBT are provided by ComPsych. Symetra Support® programs may not be available in all states. On Call, Empathy and ComPsych are not affiliated with Symetra Life Insurance Company or any of its subsidiaries. EstateGuidance® is a registered trademark of ComPsych Corporation.

¹ In California, counseling sessions are limited to three sessions per person in a six-month period.

² Empathy Loss Support^TM is not yet available to Symetra groups in New Hampshire, New York or Washington.

WEB-1370/PDI 10/26